Terms
Terms of use
BEFORE USING THIS SITE PLEASE READ THESE TERMS OF USE CAREFULLY
1. TERMS OF WEBSITE USE (“TERMS OF USE”)
These terms of use informs you of the terms of use on which you may make use of our website
www.ktscapital.ch
(“our site”), whether as a guest or as a registered user. Use of our site includes accessing, browsing, or registering to use our site.
Please read these terms of use carefully before you start to use our site, as these will apply to your use of our site.
By using our site, you confirm that you accept these terms of use and that you agree to comply with them.
If you do not agree to these terms of use, you must not use our site.
2. INFORMATION ABOUT US
www.ktscapital.ch
is a site operated by KTS Capital Management AG (“KTS” and “We”). We are registered in Switzerland and we have our registered office at Seefeldstrasse 35, 8008 Zurich, Switzerland.
3. CHANGES TO THESE TERMS
We may revise these terms of use at any time by amending this page. Please check this page from time to time to take notice of any changes we made, as they are binding on you.
4. CHANGES TO OUR SITE
We may update our site from time to time, and may change the content at any time. However, please note that any of the content on our site may be out of date at any given time, and we are under no obligation to update it.
We do not guarantee that our site, or any content on it, will be free from errors or omissions.
5. ACCESSING OUR SITE
Our site is made available free of charge.
We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our site without notice. We will not be liable to you if for any reason our site is unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access to our site.
You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and condition s, and that they comply with them.
6. YOUR ACCOUNT AND PASSWORD
If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.
We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.
If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at
info@ktscapital.ch
7. PROPERTY RIGHTS
We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site.
You must not modify the paper or digital copies of a ny materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.
You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.
If you print off, copy or download any part of our sit e in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
8. NO RELIANCE ON INFOR MATION
The content on our site is provided for general information only. Nothing contained on our site constitutes investment, legal, tax or other advice nor is it to be relied upon in making an investment or any other decision.
Nothing on our site should be construed as a solicitation or offer or recommendation to acquire or dispose of any investment or to purchase or use a product or service or enter into any other transaction. The information on our site, or on any part of it, should not form the basis of, or be relied on in connection with, any contract or commitment or investment decisions relating thereto, nor does it constitute a recommendation regarding the shares and other securities of any person.
You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.
Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the conten t on our site is accurate, complete or up-to-date.
While we use reasonable efforts to obtain information from sources, which we believe to be reliable, we make no representations that the information or opinions contained on our site are accurate, reliable or complete or have been reviewed or verified by us.
9. LIMITATION OF OUR LIABILITY
To the fullest extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied.
We will not be liable to any user for any loss or damages, whether direct, indirect, special, incidental, consequential or punitive, in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
use of, or inability to use, our site; or
use of or reliance on any content displayed on our site.
If you are a business user, please note that in particular, we will not be liable for:
loss of profits, sales, business, or revenue;
business interruption;
loss of anticipated savings;
loss of business opportunity, goodwill or reputation; or
any indirect or consequential loss or damage.
If you are a consumer user, please note that we only provide our site for domestic and private use. You agree not to use our site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.
We will not be liable for any loss or damage caused by a virus, distributed denial – of – service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.
We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.
10. VIRUSES
We do not guarantee that our site will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes and platform in order to access our site. You should use your own virus protection softwa re.
You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is s tored or any server, computer or database connected to our site. You must not attack our site via a denial – of – service attack or a distributed denial – of service attack. By breaching this provision, you would be committing a criminal offence. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them.
11. APPLICABLE LAW
These terms of use, its subject matter and its formation, are governed by Swiss law. You and we both agree to that the courts of Switzerland will have exclusive jurisdiction over any claim arising from, or related to, a visit to our site.
12. TRADE MARKS
Our site contains names and logos which are trademarks of the KTS Capital Management AG. Unauthorised use of any of these trademarks is forbidden. Users of our site may print, copy, download or temporarily store information from our site for their personal use but all intellectual and other property information shall remain the property of KTS and no rights in it shall be transferred to users. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose this site, or any of its content, without the prior written permission of KTS.
Thank you for visiting our site.
Privacy Notice
KTS Capital Management AG (“KTS” and “We”). We are registered in Switzerland and we have our registered office at Seefeldstrasse 35, 8008 Zurich, Switzerland.
This Privacy Notice explains how we collect, use and share your personal data, and your rights in relation to the personal data we hold. This Privacy Notice is effective from 25 May 2018.
What information do we collect about you?
Personal data we collect about you may include the following:
– your name and contact information such as your home and business address, job title, email address, telephone number and skype contact details
– biographical information which may confirm your identity including your date of birth, tax identification number, your passport number or national identity card details, country of residence, domicile or your nationality/citizenship
– Personal financial details such as income, expenditure, assets, liabilities, sources of wealth and funds, as well as your bank account details or details about other financial products you hold
– information about your business interests, employment, education and family or personal circumstances
We collect information about you from different places, including:
– directly from you
– from a third party acting on your behalf (e.g. an Intermediary or Authorised Person)
– from publicly available sources (such as the internet)
We only collect your information in line with relevant regulations and laws as these may relate to any services you receive from us or have received in the past.
You are responsible for making sure you give us accurate and up-to-date information. If you provide information for another person, you will need to tell them how to find this Privacy Notice and make sure they agree to us using their information for the purposes set out in it.
We may also collect information when you provide feedback to us.
Information relating to usage of our website is collected using cookies. These are text files placed on your computer to collect standard internet log information and visitor behaviour information. We’ll use your information collected from the website to personalise your repeat visits to the site
Why do we need to collect and use your personal data?
The primary legal basis that we intend to use for the processing of your data is for the performance of our contract with you. The information that we collect about you is essential for us to be able to carry out the services that you require from us effectively. Without collecting your personal data we’d also be unable to fulfil our legal and regulatory obligations.
Where special category data is required we’ll obtain your explicit consent in order to collect and process this information.
How will we use the information about you?
We will use it to provide any services you have requested as well as for the following purposes:
– to confirm your identity and address
– to prepare a proposal for you regarding the services we offer
– to provide you with the services as set out in our Letter of Engagement and Terms of Business
– to improve our services
– to disclose it to third parties where necessary in order for us to provide you with requested services (such as banks, agents, local tax authorities etc.)
– to offer you other services we believe may benefit you unless you ask us not to
– for any other purpose for which you provide us with your personal data.
We will only use your information where we are allowed to by law, for example when carrying out an agreement with you, fulfilling legal obligations or, where you agree to it, because we have a legitimate business interest in doing so.
We may use automated systems to carry out fraud, terrorist financing and money laundering checks.
Who might we share your information with?
We only share your information with others in connection with the services you have asked us to provide or otherwise with your specific consent. In this respect we may share your information with regulators, insurers, banks, auditors, brokers, advisers and agents as well as data storage companies, credit referencing and fraud prevention agencies and with debt collection agencies where it is necessary to recover money you owe us.
In order to deliver our services to you effectively we may send your details to third parties such as those that we engage for professional compliance, accountancy or legal services as well as product provider and custodian banks and platforms that we use to arrange financial products for you.
Where third parties are involved in processing your data we’ll have a contract in place with them to ensure that the nature and purpose of the processing is clear, that they are subject to a duty of confidence in processing your data and that they’ll only act in accordance with our written instructions.
Where it’s necessary for your personal data to be forwarded to a third party we’ll use appropriate security measures to protect your personal data in transit, this may include encryption of data and where necessary password protection.
To fulfil our obligations in respect of prevention of money-laundering and other financial crime we may send your details to third party agencies for identity verification purposes.
How long do we keep hold of your information?
In principle, your personal data shouldn’t be held for longer than is required under the terms of our contract for services with you. However, we’re subject to regulatory requirements to retain data for specified minimum periods. We also reserve the right to retain data for longer than this due to the possibility that it may be required to defend a future claim against us. In any case, we’ll normally not retain your personal data for longer than 10 years after you ceasing to be a client. However, we will retain data related to trusts indefinitely.
You have the right to request deletion of your personal data. We’ll comply with this request, subject to the restrictions of our regulatory obligations and legitimate interests as noted above.
How can I access the information you hold about me?
You have the right to request a copy of the information that we hold about you. If you’d like a copy of some or all of your personal information, please email or write to us using the contact details noted below.
When your personal data is processed electronic you have the right to ask us to provide you this data to you so that you can move your personal data to another organisation for their use.
We have an obligation to ensure that your personal information is accurate and up to date. Please ask us to correct or remove any information that you think is incorrect.
Marketing
We’d like to send you information about our products and services and those of other companies in our group which may be of interest to you. If you’ve agreed to receive marketing information, you may opt out at a later date.
You have a right at any time to stop us from contacting you for marketing purposes or giving your information to other members of the group. If you no longer wish to be contacted for marketing purposes, please contact us by email or post.
Cookies
We use cookies to track visitor use of the website and to compile statistical reports on website activity.
For further information visit http://www.allaboutcookies.org/
You can set your browser not to accept cookies and the above website tells you how to remove cookies from your browser. However, in a few cases some of our website features may not function as a result.
Changes to our privacy policy
Any changes we make to our privacy policy in the future will be reflected in an updated Privacy Notice posted on our website and where appropriate, notified to you by email. Please check back frequently to see any updates or changes to our privacy notice.
This privacy policy was last updated on 23th May 2018.
Your rights
The Swiss Federal Act on Dataprotection DSG and the GDPR provides you with certain privacy rights, as a data subject, in relation to your Personal Data; such as the:
Right of access: You can request us to provide you with a copy of your Personal Data.
Right to rectification: You can ask us to correct any errors in your Personal Data.
To exercise your rights, please email: info@ktscapital.ch
You can view the full text of the GDPR including all your rights thereunder by visiting https://gdpr-info.eu/
You can view the full text of the DSG including all your rights thereunder by visiting https://www.fedlex.admin.ch/eli/cc/1993/1945_1945_1945/de